August 30, 2023

Private vs. Funded Aged Care

With Eremea Time is on your side!

When the time comes to consider aged care, it is important to know what options are available to you, and how to access them. It is also important to start assessing your options early. Approaching aged care only when it becomes absolutely necessary, or even vital, can lead to a great deal of stress. Rushing to find a solution can often leave people in a state of limbo, where it can be hard to know how to move forward. Educating yourself early on how the aged care system and providers operate will help to make a sometimes difficult decision a little easier.

My Aged Care is a government funded service that offers a wide range of packages and solutions for in-home care. It can connect you with a provider who is local to your area and who can offer the appropriate assistance for your situation. The application process can, however, be time consuming and often frustrating.The system operates on tiered servicing, whereby it is easier to access higher levels of care once you have entered at a lower level. This is why getting in early is strongly recommended, as it is difficult to receive immediate, intense care if you are not already in the system.

This is not to say that government funded aged care is flawed or inadequate. But the time must be taken to ensure that the money is being properly and responsibly allocated, and that waiting period can be damaging if you are in need of immediate assistance.

In these situations, the option of purchasing services while you wait can be a lifeline. And while the term ‘private’ is often associated with high costs, it may not be as expensive as you think. The benefit of starting with private is the immediacy of the service. As the services are purchased directly by you this means things can get underway in a shorter time frame due to less application stages and assessments. Prices are clear from the start, so you will know right away whether it is a feasible option. This is not to say you should not sign up with a company such as ourselves and start your programme process – indeed we recommend doing so. It is simply good to know what else is available.

Private aged care can also be used to get yourself out of the limbo between applying for and receiving government funded care. While you wait for your application to be processed, you can apply for and receive private assistance to keep your head above water. The assistance could be as simple as meal preparation or house cleaning, and can cease as soon as your My Aged Care package is approved and underway.

Knowing your situation, understanding your options and being aware of the costs will put you in the best position to receive the help you need or the help you may need down the line. Be proactive and get started sooner, whether through a private route, a government route, or through both. The best time to look into aged care is before you desperately need it.

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